- Salary: Up to £30,000
- Location: Birkenhead
- Contract: Permanent
The Underwriter will be be reviewing policy documents and making underwriting decisions in line with company’s guidelines and rating process.
You will be rewarded with 25 days’ holidays plus Bank Holidays, a contributory pension scheme, death in service, healthcare and annual pay reviews. The company are based close to Hamilton Square train station, so easily accessible from the Wirral and Liverpool.
To apply for the Underwriter, you will possess experience of making underwriting recommendations and decisions in a similar insurance environment. You will have, or be working towards, CII DIP qualification. Due to being an FCA regulated business, you will need to pass a satisfactory credit check.
Assess and gather background information on individual risks, being a referral point for members of the team on risks outside of their authority
To input data accurately and maintain records efficiently providing general administration and clerical support
Review and interrogate proposal forms and calculate possible risk
Within underwriting guidelines and parameters, calculate individual’s / organisation’s insurance premium
Review and decide clients’ suitability for insurance cover
Check insured’s previous claim history, if any, and comment accordingly
Liaise with Surveyors regarding risk assessment
Develop relationships with key stakeholders, liaising with sales team and Brokers regarding individual risks
Gain knowledge by gathering information and / or reports from surveyors to make underwriting decisions
Specify any conditions to be imposed, as appropriate
To ensure a high standard of service is offered to all clients, at all times
Experience of making underwriting recommendations and decisions in a similar insurance environment
Ability to make accurate underwriting recommendations based on the information supplied, in line with company guidelines and rating system
Good knowledge of FCA principles and how they relate to the role
High level of technical skills in order to use of personal computers and related software applications
Numerical aptitude to perform simple accounting procedures
Demonstrable ability to use own initiative
Ability to develop and maintain accurate files and records
Ability to communicate effectively, both orally and in writing
Ability to motivate self and influence others
CII DIP qualification (commitment to achieve this level will be considered)
KEYWORDS: Underwriter, underwriting, insurance, claims, CII DIP, FCA
Unfortunately due to time restrictions we cannot respond to every applicant, in the event that we haven’t contacted you within 48 hours please take it you have not been successful for this particular role, but your details will be kept on file and considered for all future vacancies.
We are acting on behalf of the client as an Employment Agency in relation to this vacancy.
We are an equal opportunities agency and welcome applicants from all backgrounds.